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Category: money


Ordinary I don’t care about

Posted by in Anyway, bills, money

But what about someone who barges in and writes 3 identical off topic messages as their first volley. Is that ornary, or rude. Yeah it does make me wonder, it makes me wonder about character the same way I would wonder about an individual who uses profanity in church. There is a right time and a right place…


Some thoughts on MLM:

Posted by in money

Most MLMs are scams. Only a small fraction of MLMers make enough money to survive. Very few MLMers get a monthly commision check. Yet many hold on to the dream. Gambling has a bigger payoff than MLM. Too much emphasis is placed on recruiting. The prime goal of any business is to move the product or…


I have all of my bills auto debited

Posted by in bills, business, money

auto bill, or on automatic bill pay too. Utility bills are the hardest ones to deal with since they are so seasonal. So what I do is average out all of my utility bills for a 12 month running average to come up with the average bill. Then I add those averages to my fixed…


I have most of my stuff auto debited

Posted by in bills, business, found, money

so I guess if I had a bill that was the same each month, it would be easy. Sometimes I push a few bills to the end of the time period in case I have a cash crunch…I pay our rental property mortgage as late as possible since our renters usually pay late.


I’m not sure I understand what you are getting at

Posted by in business, found, money

I setup my bills through my bill payment service that the bank provides and send out payments on the 1st and 16th of the month. Since I can setup re-occurring payments, and my payments don’t change for a 12 month period for my utilities, mortgage, insurance etc, why not? Or were you you thinking that…


Sounds like you are very organized and like working with numbers!

Posted by in business, found, money

You may have misunderstood how I use Quicken. You said that you want to budget your credit union account. I actually use the “check register” as my budget. I pre-enter my groceries, fuel, kids stuff, and all other misc stuff you spend on Quicken for your credit union account. You already have a budget for…


Thanks, but I break out my regular bills away from my budget

Posted by in business, money

Let me explain. Because my employer makes it possible for me to deposit into more than one bank account, I took advantage of that to more or less “automate” my bill paying processes. One bank account I keep a spreadsheet on and plug in all of my monthly bills into it for a running balance….


Personal finance software

Posted by in business, money

I am wondering what personal finance software everyone uses. I was using MS Money sunset, but got tired of the lack of flexibility and updates, ect. So I have been searching around for what to replace it with. I tried Mint since it is on line and free, but it does not work with my…


And next week I’ll do an update on my year-long goals

Posted by in business, money

~ Talked to XM radio. If we paid a year in advance, they would give us a 50% discount. Which we took. Unfortunately, this is a one-year only special, so we’ll probably drop it next year. ~ Discovered that our mortgage balance was low enough to get our PMI removed. House payment went down $50!…


It has been an interesting week

Posted by in money

The weather for us on the gulf coast has made life havoc. Our store was open till only noon yesterday. Today we were open all day, still another hour to go. It has made people with normal jobs have some unscheduled time off and rather unexpectedly. Bad for hourly workers. However tomorrow it should be…


Gandalf and Fleur will head down to Texas

Posted by in found, money, shops

to a friend of mine who is Belgian-savvy for socializing and hopefully the goal of getting them placed in homes. Shadow should be going to his new home in March (yay!). Looloo, my main troublemaker, is proving to be stubborn to shift so there has to be a plan for her that will come together…


We got the keys to our space last Tuesday

Posted by in compensation, money

so we spent the remainder of the week gathering the supplies we would need to paint and clean. We spent Friday afternoon cleaning or with appointments with different trades–pest, HVAC, locksmith. Saturday and Sunday were spent painting. We have primed everything except 4 closets/storage areas of varying sizes. I figured that we should get the…


I’m very excited for you! I see major $ coming your way

Posted by in money

If I were you, I would stop worrying about whether he broke the law, get the sheriff involved etc. Clearly he did, and clearly the sheriff doesn’t care. I would, however, get to the Small Claims court house for that area (where the truck was at, since technically, that’s where the contract was) and file…


Yup, my utilities are the same

Posted by in business, extra expenses, money

mortgage stays the same, cell phone bill is the same, insurance is the same, cable is the same, cc payment is the same. What changes for me is fuel, groceries that sort of thing. That doesn’t mean that I don’t check my bills every month – because I do. I just prefer to set it…


I guess that I know that answer to this question is

Posted by in money

that DR would say that I should, but I am not sure how to get past the anxiety of having the money there to help me feel more safe and secure. In fact, DR. would probably tell me to take about 5000 of it and pay things off, but I think that this would be…


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